Will Insurance Cover My Medical Wig?

If you loose your hair due to a medical reason such as chemotherapy, alopecia or trichotillomania, you may be able to file an insurance claim for a wig. This page provides all the information you need to file an insurance claim for a wig, and deducting your wig as a medical expense on your taxes.Medical Wig InsuranceFor those without insurance, fortunately there are a number of ways to get a free head cover, such as a wig, scarf or hat. Please visit our free wigs page for more information.

For informational purposes only. This is not a guarantee of benefits.

Medical Wig InsuranceIf you loose your hair due to a medical reason such as chemotherapy, alopecia or trichotillomania, you may be able to file an insurance claim for a wig. This page provides all the information you need to file an insurance claim for a wig, and additional information about deducting your wig as a medical expense on your taxes.

For those without insurance, fortunately there are a number of ways to get a free head cover, such as a wig, scarf or hat. Please visit our free wigs page for more information.

For informational purposes only. This is not a guarantee of benefits.

First, get pre-approval from your insurance provider

Before shopping for a wig, contact your insurance provider. Ask them how much they are willing to reimburse you, and how long it will take to get reimbursed. Your insurance carrier may require a certain price range, and/or limit the number of wigs you can purchase per year. With some insurances, you may be responsible for a larger percentage if you purchase a higher-quality wig, such as human hair.

If your insurance company requires a quote, please download our sample quotes below, or contact us for a custom quote if needed. We are also available to help you choose the best wig for your specific circumstance and budget.

How to file an insurance claim for your wig

First, make sure your prescription is written for a ‘medical hair prosthesis’ or ‘cranial prosthesis’. In most cases, you can file a claim only after you purchase a medical wig. Claim Form #1500 is the most commonly-used form, which you can download below. You will need the following information to complete the form:

  1. Prescription from your doctor. It must be written for a ‘medical or cranial hair prosthesis’, and contain your diagnosis code
  2. Procedure Code from your insurance provider. The most common codes are A9282 or 99199 (for synthetic wigs); L8499 (for Human hair wigs)
  3. Our Federal Tax ID: Coming soon
  4. Receipt for the wig paid in full

Download Claim Form #1500Aetna | Empire | United Health | Oxford | Emblem Health | Health First | Cigna
(Links may change, so please check with your carrier)

Is a wig tax deductible?

Yes, a wig can be deducted as a medical expense on your taxes. The cost of a wig is considered a medical expense if your doctor recommends the wig after you experienced hair loss due to chemotherapy, alopecia, a head burn or other medical condition. Cosmetic wigs are not deductible. You will need the following information to file a claim:

  1. An itemized receipt for the wig (showing the products, date of purchase, cost, sales tax)
  2. Prescription from your physician for a ‘medical or cranial hair prosthesis’ (not a wig)